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5 Mistakes New Investors Make (and How to Avoid Them)

5 Mistakes New Investors Make (and How to Avoid Them)

If you’re new to investing, I want to start by saying something you may not hear enough:

You’re not behind.
You’re not irresponsible.
And you’re not bad with money.

Most women don’t struggle with investing because they’re careless — they struggle because no one ever sat them down and explained this in a way that felt safe, simple, and honest.

At Stocks & Blonds, we talk to women every single week who say things like:
“I wish I had started sooner.”
“I always felt like everyone else knew something I didn’t.”
“I was scared to mess it up.”

And here’s what we’ve learned:
Most new investors don’t fail because of one big mistake…
They get stuck because of a few very common ones no one warned them about.

Let’s talk about those — and how to move forward with confidence.

❌ Mistake #1: Waiting for the “Perfect Time” to Invest

This mistake is quiet — and sneaky.

It usually sounds reasonable at first:
“I’ll start when things calm down.”
“I just want to wait until the market feels safer.”
“I need to learn a little more first.”

But months turn into years.
And one day, you look back and realize time passed… without your money ever getting the chance to grow.

The truth is, the market will never feel perfectly safe. There will always be headlines, uncertainty, and reasons to wait.

✅ The Stocks & Blonds Way:

Instead of waiting for perfect conditions, we focus on starting small and staying consistent.

This is where strategies like dollar-cost averaging change everything. You invest a manageable amount regularly — regardless of market noise — and let time do the work for you.

You don’t need confidence before you start.
Confidence is built by starting.

❌ Mistake #2: Keeping All Your Money in Savings

This one trips up so many responsible women — because saving feels like the “right” thing to do.

You worked hard.
You were careful.
You put money aside because you wanted security.

But here’s the part no one tells you:

Saving is protection — not growth.

Most savings accounts earn about 1–4% (heck, my savings account was only earning 0.25%), while inflation continues to rise. Over time, that means your money slowly loses buying power — even if the number in your account goes up.

It can feel frustrating to do “everything right” and still feel stuck.

✅ The Stocks & Blonds Way:

We teach women to give savings and investing different jobs.

Savings are for:

  • peace of mind

  • emergencies

  • short-term goals

Investing is for:

  • long-term growth

  • staying ahead of inflation

  • building future options

You don’t need to abandon saving — you just need to stop asking it to do a job it was never meant to do.

❌ Mistake #3: Letting Fear Stop You From Starting

This is the one we see most often — and it’s rarely talked about honestly.

We’ve watched women:
open accounts,
move money over,
then freeze…
because fear creeps in.

Fear of losing money.
Fear of making the wrong choice.
Fear of looking foolish if it doesn’t work.

Here’s something important to hear:

👉 Confident investors were once scared too.
👉 No one starts this knowing everything.

Fear doesn’t mean you’re incapable — it means you care.

✅ The Stocks & Blonds Way:

We don’t expect perfection. We expect progress.

We help women take small, intentional steps — learning as they go — instead of waiting until they feel “ready.”

Because readiness doesn’t come first.
Action does.

❌ Mistake #4: Buying Stocks Without a Plan

It’s easy to feel pressure when you hear about a stock someone else made money on.

You see it online.
You hear it from a friend.
You wonder, “Am I missing out?”

So you jump in — without really understanding why.

That’s when investing starts to feel stressful instead of empowering.

✅ The Stocks & Blonds Way:

We slow things down.

We focus on clarity over hype.
Understanding over urgency.

ETFs and index funds often give beginners a strong foundation because they’re diversified and simple. Individual stocks can be powerful too — when they fit your strategy, not just the moment.

Inside our community, women don’t have to figure this out alone. They learn how to evaluate opportunities calmly — without pressure or panic.

❌ Mistake #5: Expecting Results Too Fast

Social media rarely shows the full story.

You see wins.
You see growth charts.
You don’t see the patience behind them.

Investing isn’t flashy in the beginning — and that’s where many people lose faith.

✅ The Stocks & Blonds Way:

We remind women that wealth is built quietly.

Through:

  • consistency

  • time

  • compounding

  • sticking with the process when it feels boring

Most people quit before their efforts have time to work.

If You See Yourself Here — You’re Not Behind

If any of these felt familiar, let this sink in:

You’re not late.
You’re not failing.
You’re learning.

Every investor who builds confidence starts exactly here — asking questions, second-guessing, and figuring it out step by step.

At Stocks & Blonds, we exist to make this journey feel:

  • supportive instead of scary

  • educational instead of overwhelming

  • empowering instead of intimidating

Final Thoughts…

Investing isn’t about being fearless.
It’s about being willing.

Willing to learn.
Willing to start small.
Willing to stay consistent.

You don’t need to know everything today.
You just need to take the next right step.

And you don’t have to do it alone.

Join the Shortlist for Smart Investing.

No spam, just the occasional gold nugget. We only hit your inbox when the advice is too good to keep to ourselves.

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*DISCLAIMER: Information on this site is for educational purposes only and does not constitute  as financial advice, investment advice, trading advice, or any other type of advice. Investing and trading in financial markets involves risk, including the potential loss of capital.  All investments and trades you make are done at your own risk, and you are solely responsible for your decisions.  Past performance is not indicative of future results. Stocks and Blonds LLC makes no guarantee of any financial gain from the use of its products.​

© 2025 Stocks and Blonds. Powered by CHECK//MATES

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*DISCLAIMER: Information on this site is for educational purposes only and does not constitute  as financial advice, investment advice, trading advice, or any other type of advice. Investing and trading in financial markets involves risk, including the potential loss of capital.  All investments and trades you make are done at your own risk, and you are solely responsible for your decisions.  Past performance is not indicative of future results. Stocks and Blonds LLC makes no guarantee of any financial gain from the use of its products.​

© 2025 Stocks and Blonds. 

Powered by CHECK//MATES

Logo

*DISCLAIMER: Information on this site is for educational purposes only and does not constitute  as financial advice, investment advice, trading advice, or any other type of advice. Investing and trading in financial markets involves risk, including the potential loss of capital.  All investments and trades you make are done at your own risk, and you are solely responsible for your decisions.  Past performance is not indicative of future results. Stocks and Blonds LLC makes no guarantee of any financial gain from the use of its products.​

© 2025 Stocks and Blonds. Powered by CHECK//MATES